Personal Property Insurance: What You Need to Know?
Personal property insurance is referred to as Coverage C in home insurance policy and also known as contents insurance. It applies to you stuff in the event of a covered loss. Personal property insurance covers the items in your home that you own if you have a theft, fire, or any other type of insured claim or loss. Simply put, could you afford to replace all of your possessions in case of loss? For most people, the answer to this question is NO. That’s why buying personal property insurance coverage in Alameda County is so important in 2019.
How do you get Personal Property Insurance in Alameda, County?
Some people purchased home insurance because their home loan requires it, however there are much more coverage included into your home insurance coverage than you may understand. Moreover, every coverage has limits and exclusions therefore you should know what coverage you must purchase.
Do you actually need personal property insurance? Imagine, if flood or fire happens — could you afford to replace all your personal possessions? If not, you might need personal property insurance. There are three ways to get insurance for your contents or personal belongings.
- Home Insurance
- Condominium Insurance
- Renters Insurance